Risk Selection and Complementary Health Insurance : The Swiss Approach

Zitieren

Dateien zu dieser Ressource

Prüfsumme: MD5:e80e69f81797f6c9296a57423829181f

KIFMANN, Mathias, 2005. Risk Selection and Complementary Health Insurance : The Swiss Approach

@techreport{Kifmann2005Selec-11753, series={Diskussionsbeiträge ("Grüne Reihe") / FB Wirtschaftswissenschaften}, title={Risk Selection and Complementary Health Insurance : The Swiss Approach}, year={2005}, number={328}, author={Kifmann, Mathias} }

<rdf:RDF xmlns:dcterms="http://purl.org/dc/terms/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:bibo="http://purl.org/ontology/bibo/" xmlns:dspace="http://digital-repositories.org/ontologies/dspace/0.1.0#" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:void="http://rdfs.org/ns/void#" xmlns:xsd="http://www.w3.org/2001/XMLSchema#" > <rdf:Description rdf:about="https://kops.uni-konstanz.de/rdf/resource/123456789/11753"> <dc:language>eng</dc:language> <void:sparqlEndpoint rdf:resource="http://localhost/fuseki/dspace/sparql"/> <dc:format>application/pdf</dc:format> <dc:rights>deposit-license</dc:rights> <bibo:uri rdf:resource="http://kops.uni-konstanz.de/handle/123456789/11753"/> <dcterms:isPartOf rdf:resource="https://kops.uni-konstanz.de/rdf/resource/123456789/46"/> <dspace:hasBitstream rdf:resource="https://kops.uni-konstanz.de/bitstream/123456789/11753/1/328.pdf"/> <foaf:homepage rdf:resource="http://localhost:8080/jspui"/> <dspace:isPartOfCollection rdf:resource="https://kops.uni-konstanz.de/rdf/resource/123456789/46"/> <dcterms:hasPart rdf:resource="https://kops.uni-konstanz.de/bitstream/123456789/11753/1/328.pdf"/> <dcterms:rights rdf:resource="http://nbn-resolving.org/urn:nbn:de:bsz:352-20140905103416863-3868037-7"/> <dcterms:available rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2011-03-25T09:40:00Z</dcterms:available> <dcterms:title>Risk Selection and Complementary Health Insurance : The Swiss Approach</dcterms:title> <dcterms:issued>2005</dcterms:issued> <dcterms:abstract xml:lang="eng">A common approach to avoid risk selection in health insurance markets is to define and enforce a community-rated basic benefit package. The market for complementary insurance is usually completely separate from the market for basic health insurance. In Switzerland, however, the basic benefit package and complementary insurance are offered by the same insurer. Risk-based premiums are allowed with respect to complementary insurance. In this paper, the Swiss integration approach is compared to the separation approach. It is shown that under the integration approach insurers cream-skim by selling complementary insurance to low risks at a discount. Nevertheless, the integration approach can be Pareto-superior if the cost savings due to the integration of basic and complementary insurance are sufficiently large.</dcterms:abstract> <dc:creator>Kifmann, Mathias</dc:creator> <dc:contributor>Kifmann, Mathias</dc:contributor> <dc:date rdf:datatype="http://www.w3.org/2001/XMLSchema#dateTime">2011-03-25T09:40:00Z</dc:date> </rdf:Description> </rdf:RDF>

Dateiabrufe seit 01.10.2014 (Informationen über die Zugriffsstatistik)

328.pdf 128

Das Dokument erscheint in:

KOPS Suche


Stöbern

Mein Benutzerkonto